It would take around 1.5 to 2 hrs to drive to my preferred grocery store, shop for all the items I want, check out, load car, and drive back. It's not a matter of mobility but a time saver. I use Instacart about once a week, usually for a medium-sized order, but I also have restaurant meals at least 4 or 5 times a week-sometimes in person (usually weekends), sometimes takeout, sometimes delivery. What’s your take on the new Instacart Mastercard? I could see this card making sense for some consumers, but I think there are more well-rounded cards out there, and I wouldn’t use up a valuable Chase credit card “slot” for this. Furthermore, the card has no foreign transaction fees. The no annual fee card offers a welcome bonus upon approval, and offers 5% cash back with Instacart. The Instacart Mastercard has been launched. For business cards that could range from the no annual fee Ink Business Unlimited® Credit Card ( review) to the $95 annual fee Ink Business Preferred® Credit Card ( review). For personal cards that could range from the no annual fee Chase Freedom Flex SM Credit Card ( review) to the $95 annual fee Chase Sapphire Preferred® Card ( review). I think the other major consideration is that this is a Chase card, and Chase has so many incredible cards that I’d rather apply for, in terms of the perks, welcome bonuses, return on spending, etc. How about throwing in an Instacart+ membership on an ongoing basis if you spend a certain amount every year? How about offering elevated rewards if you redeem for Instacart? On the plus side, the card has no annual fee and no foreign transaction fees, has a pretty decent welcome bonus (with no spending requirement), and could be rewarding for those who spend a lot with Instacart, given the 5% cash back.Īt the same time, I feel like there are some missed opportunities there in terms of making this a well-rounded card that people will want to spend a lot on. It’s always cool to see new co-branded credit cards launch, though personally I have a hard time getting excited about the Instacart Mastercard.
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